5.5.20 ‒5.31.20 ‒ vol. 16

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FOA and Son Insurance Coverage for Village Renewed

By Stephen E. Lipken


Village of Pelham Mayor Chance Mullen called to order yet another remote meeting on Tuesday, May 12th.


Trustee Ariel Spira-Cohen reported that Police Chief Jason Pallett noted a 60% decrease in vehicle accidents in April and 23% reduction from 2019.


Village Administrator Omar T. Small mentioned that Westchester County in conjunction with Westchester Medical Center is conducting antibody testing for Fire, Police Departments and DPW.


Mayor Mullen reported that COVID-19 cases total 162. Contract Tracing is in place with declining hospitalizations and deaths for 14 days determining re-openings.  There are four phases: 1) Construction, manufacturing, retail curbside pickup, with a 14-day interval before phase; 2) Professional services, more retail, real estate; 3) Restaurants, bars and hotels; and 4) Movie theaters.  “All decisions are at State level.  We have no authority to override the Governor’s orders,” Mullen stressed.  “Masks are available in packets of five; contact the Police Department at 738-2000.”


In response to two residents’ inquiry about holding private block parties, Mullen emphasized that even before COVID-19, the Village must be “held harmless,” insured against potential lawsuits for parties on Village land, especially Oktoberfest when alcoholic beverages are involved.


“This has been required since 2002.  The Village cannot afford liability for private events,” Mullen stated.


Then R.J. Impastato, Executive Vice President, Director of Client Relations, FOA and Son Insurance Corp. presented Village property and casualty coverage; property including crime, general, law enforcement liability, public officials, employment practices liability, automobile liability and physical damage, adding $125,000 per occurrence for traffic/street light damage from June 1, 2020 through May 31, 2021.


Discussion continued regarding a two-year contract option for Workers’ Compensation and Employer Liability Coverage.


Then the Municipal Separate Storm System (MS-4) Phase Two Report was submitted to the NYS Department of Environmental Conservation for renewal of Village’s State Pollutant Discharge and Elimination System Permit.